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Instructions:
- Heat the olive oil in a large Dutch oven or heavy-bottomed pot over medium heat.
- Add the finely diced onion and cook for 4 to 5 minutes, stirring occasionally, until the onion is soft and translucent, which helps build a flavorful base.
- Stir in the minced garlic and cook for about 30 seconds until fragrant, taking care not to let it brown to avoid bitterness.
- Add the ground cumin, chili powder, dried oregano, smoked paprika, onion powder, and optional cayenne pepper; stir for 30 seconds to toast the spices and enhance their aroma.
- Pour in the chicken broth, scraping the bottom of the pot gently to lift any browned bits that add depth to the flavor.
- Mix in the drained great northern beans and cannellini beans, ensuring they are evenly distributed in the broth.
- Add the diced green chiles with their liquid, followed by the frozen sweet corn, stirring to combine.
- Bring the mixture to a gentle boil over medium-high heat, then lower the heat to medium-low to maintain a slow simmer.
- Simmer uncovered for 10 to 12 minutes, stirring occasionally, to allow the beans to soften and the flavors to meld.
- Use a potato masher to gently mash about 1 cup of the beans in the pot; this thickens the chili naturally, adding a creamy texture without extra thickeners.
- Stir in the shredded cooked chicken, distributing it evenly throughout the chili.
- Reduce the heat to low before adding the softened cream cheese in small batches, stirring slowly and continuously to melt it fully into a rich, creamy sauce.
- Mix in the sour cream gently until the chili is smooth and creamy; avoid boiling to prevent curdling of the dairy.
- Season with salt and freshly ground black pepper, adjusting to taste.
- Let the chili simmer gently for another 5 to 8 minutes, stirring occasionally until heated through and thickened to a hearty consistency.
- Stir in fresh lime juice just before serving to brighten the rich flavors and balance the creaminess.
- Give the chili a final taste and adjust seasoning with more cayenne pepper or diced chiles if desired for extra heat.
- Ladle the chili into bowls, making sure each serving has plenty of chicken, beans, and corn.
- Top with shredded Monterey Jack cheese so it melts slightly into the warm chili.
- Garnish with chopped cilantro, diced avocado, thin jalapeño slices if using, and crushed tortilla chips for texture.
- Serve immediately with lime wedges and optional sides like cornbread or dinner rolls for a comforting meal.
Variations
- Replace the chicken with shredded rotisserie chicken for convenience and extra flavor.
- Use white kidney beans (cannellini) exclusively or swap some beans for black beans for a different texture and color.
- Add diced poblano peppers or roasted green chiles to deepen the smoky flavor profile.
- For a lighter version, substitute sour cream with Greek yogurt and use reduced-fat cream cheese.
- Include diced potatoes or sweet potatoes to add heartiness and a slight sweetness.
- Make it spicier by increasing cayenne or adding chipotle peppers in adobo sauce for smoky heat.
Tips
- Softening the cream cheese before adding it ensures it melts smoothly without lumps.
- Simmer the chili gently after adding dairy ingredients to prevent curdling and maintain a creamy texture.
- This chili keeps well in the refrigerator for up to 4 days; store it in an airtight container to preserve freshness.
- Reheat leftovers gently on the stove or in the microwave, stirring occasionally to keep the texture creamy.
- Freezing is possible but may slightly change the texture of the dairy; freeze in portions and thaw overnight in the fridge before reheating.
- Mashing some beans is key to thickening the chili naturally without flour or cornstarch, so don’t skip this step.
- Adding fresh lime juice at the end brightens the flavor and balances the richness, so be sure not to omit it.